Last updated: September 6, 2026 · Method: hourly wage times hours per week times 52 weeks; take-home uses 2025 IRS federal brackets, the standard deduction and SSA FICA rates. · Included: federal income tax, Social Security, Medicare, overtime at 1.5x. · Not included: state and local income tax, tips, bonuses, benefits, unpaid time off.
An hourly wage of $10 adds up to $20,800 a year on a full-time schedule of 40 hours a week for 52 weeks (2,080 hours). That is $1,733.33 a month, $800.00 every two weeks, $400.00 a week and $80.00 for an eight-hour day, before taxes. After federal income tax and FICA, a single filer keeps about $18,629 of it in 2025.
$10 an hour by pay period (full time)
| Pay period | Before tax | After federal tax and FICA (single) |
|---|---|---|
| Hourly | $10.00 | $8.96 |
| Daily (8 hours) | $80.00 | $71.65 |
| Weekly (40 hours) | $400.00 | $358.25 |
| Biweekly (80 hours) | $800.00 | $716.49 |
| Monthly | $1,733.33 | $1,552.40 |
| Annual (2,080 hours) | $20,800 | $18,629 |
How the yearly salary is calculated
Multiply the hourly wage by the hours you work in a week, then by the number of weeks you are paid. Full-time work is usually counted as 40 hours and 52 weeks, which is where the 2,080 hours come from.
$10 × 40 hours × 52 weeks = $20,800 per year
Hourly workers are only paid for hours actually worked, so unpaid holidays, sick days and slow weeks reduce the real annual figure. Two unpaid weeks a year lower it to $20,000.
$10 an hour part time
| Hours per week | Weekly | Monthly | Yearly |
|---|---|---|---|
| 20 | $200.00 | $866.67 | $10,400 |
| 25 | $250.00 | $1,083.33 | $13,000 |
| 30 | $300.00 | $1,300.00 | $15,600 |
| 35 | $350.00 | $1,516.67 | $18,200 |
| 40 | $400.00 | $1,733.33 | $20,800 |
$10 an hour with overtime
Under the Fair Labor Standards Act, nonexempt employees earn at least 1.5 times their regular rate for hours beyond 40 in a workweek, so overtime at $10 pays $15.00 an hour.
| Overtime hours per week | Weekly pay | Yearly pay |
|---|---|---|
| None (40 hours) | $400.00 | $20,800 |
| 5 hours (45 total) | $475.00 | $24,700 |
| 10 hours (50 total) | $550.00 | $28,600 |
Taxes on $10 an hour (tax year 2025)
On $20,800 a year, a single filer is taxed on $5,800 after the $15,000 standard deduction, with the top slice in the 10.0% bracket. Social Security takes 6.2% and Medicare 1.45% of every paycheck.
| 2025 estimate | Single | Married filing jointly (one income) |
|---|---|---|
| Gross pay | $20,800 | $20,800 |
| Federal income tax | $580 | $0 |
| Social Security and Medicare | $1,591 | $1,591 |
| Take-home pay | $18,629 | $19,209 |
| Take-home per hour | $8.96 | $9.24 |
| Effective federal rate incl. FICA | 10.4% | 7.6% |
No state tax, credits, tips or pre-tax deductions are included. The paycheck calculator lets you add them.
Compared with the federal minimum wage
The federal minimum wage is $7.25 an hour ($15,080 a year full time). $10 an hour is 1.38 times the federal minimum. Many states and cities require more than $7.25.
Nearby hourly wages
| Hourly wage | Yearly | Monthly | Take-home (single) |
|---|---|---|---|
| $8 an hour | $16,640 | $1,386.67 | $15,203 |
| $9 an hour | $18,720 | $1,560.00 | $16,916 |
| $11 an hour | $22,880 | $1,906.67 | $20,342 |
| $12 an hour | $24,960 | $2,080.00 | $22,055 |
| $12.50 an hour | $26,000 | $2,166.67 | $22,911 |
Related calculators
- Hourly to Salary Calculator for any wage, hours and weeks.
- Overtime Calculator for time and a half and double time.
- Paycheck Calculator with state tax and 401(k).
- Timesheet Calculator to total your hours for the week.
- Yearly salary to hourly for the reverse question.
❓ Frequently asked questions
How much is $10 an hour annually?
$10 an hour is $20,800 a year if you work 40 hours a week for 52 weeks (2,080 hours). With two unpaid weeks off it is $20,000.
How much is $10 an hour per month?
Full time, $10 an hour is $1,733.33 a month before taxes ($20,800 divided by 12). At 30 hours a week it is $1,300.00 a month.
How much is $10 an hour biweekly?
Two full-time weeks are 80 hours, so a biweekly paycheck at $10 an hour is $800.00 before taxes. A single filer keeps about $716.49 of it after federal tax and FICA.
How much is $10 an hour after taxes?
On $20,800 a year, a single filer with the 2025 standard deduction pays about $580 in federal income tax and $1,591 in Social Security and Medicare, keeping about $18,629, or $8.96 an hour. Married filing jointly on one income keeps about $19,209. State tax is not included.
How much is $10 an hour part time?
At 20 hours a week $10 an hour pays $10,400 a year; at 25 hours $13,000; at 30 hours $15,600; at 35 hours $18,200.
How much is $10 an hour with overtime?
Overtime under the FLSA pays 1.5 times the regular rate, so overtime hours at $10 pay $15.00. Five overtime hours every week add $75.00 a week and bring the annual total to $24,700; ten hours bring it to $28,600.
Sources
- IRS, tax year 2025 federal income tax brackets and standard deduction.
- Social Security Administration, 2025 contribution and benefit base ($176,100).
- U.S. Department of Labor, FLSA minimum wage and overtime rules.